Cleo: Budget & Cash Advance 1.274.0

Get up to a $250 cash advance with Cleo, an AI money coach that assists over 5 million users with budgeting, saving, building credit, and offering cash advances during financial challenges.

AI MEETS MONEY

Cleo transforms financial management into an effortless conversation, providing insights and guidance without overwhelming technical details.

Curious about your takeout expenses last month? Simply ask Cleo, who might help you curb overspending habits.

GET UP TO A $250 CASH ADVANCE*

Say goodbye to costly overdraft fees and consider Cleo's $250 cash advance, which features no interest or credit checks, no late fees, and no mandatory direct deposit.

SAVE WITHOUT STRESS

Utilize Cleo's user-friendly saving tools like auto-saving, round-up, swear jar, and set & forget options to effortlessly boost your savings.

BUDGET WITHOUT FEELING RESTRICTED

Create a personalized budget with Cleo's assistance, incorporating your preferences like indulging in an iced coffee. By leveraging Plaid for reading transaction history in read-only mode, Cleo consolidates all your accounts, offers spending breakdowns, and provides monthly bill reminders.

BUILD CREDIT (WITHOUT A CREDIT CARD)**

Enhance your creditworthiness effortlessly with Cleo's Credit Builder service. Enjoy benefits such as 0% APR, cashback on regular expenses, credit score improvements, along with cash advance options with just a $1 minimum deposit.

ACCESS YOUR PAYCHECK UP TO 2 DAYS EARLY***

Avoid waiting for payday by accessing your earnings early through direct deposit setup

• *Eligibility requirements apply. Advance amounts range from $20 to $250. Same-day transfers are subject to express fees. For more details, visit meetcleo.com/terms.
• **The Credit Builder Card is issued by WebBank, Member FDIC under Visa USA Inc. Access is subject to approval.
• ***Cleo is not a bank. Direct deposit services are provided by Thread Bank, Member FDIC. Early access to funds is not guaranteed.